Specialty Insurance Blog

Ransomware Is A Threat To All SMBs

Ransomware has become the most common form of cyber attack as it has morphed into a more effective, more targeted and significantly more destructive form of malware. Even organizations with little or no personal, health or confidential information are prime targets, although many SMBs do not buy Cyber Risk Insurance. Read more →

SMBs Need Cyber Risk Insurance, But Still Don’t Buy

SMB leaders are aware of cyber risks but do not think that they will be impacted and therefore do not buy comprehensive Cyber Risk Insurance. However, a recent white paper by the Insurance Information Institute and JD Power note the need for SMBs to have this inexpensive coverage. Read more →

Insurance Agencies: Independent Contractors vs Employees

The question of independent contractor status for insurance agents is an important consideration for agency management and for Insurance Agents E&O.  The question has tax, regulatory and legal consequences for insurance agencies.  Read more →

Emerging Cyber Risks

Cyber risks continue to evolve, and some comprehensive Cyber Risk Insurance (also called Data Breach, Privacy and Network Security insurance coverage) polices adjust as well to keep up. Read more →

Private Company D&O – Needed Now More Than Ever

D&O (Directors & Officers) insurance coverage is an important protection for all but the smallest private companies. Exposures are evolving and claims are increasing, putting the directors and officers of private companies and the companies themselves at greater risk. Read more →