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July 23, 2007


Brij Goberdhan FIIC ACII RIB(On) Chartered Insurance Broker (CII UK)

The evolution of the CGL understandably follows court decisions. What I remain at a loss about is the failure, yes failure, of this industry's key minds to react pro-actively and decisively. For example, the professional services debate can be eliminated if brokers press insurers to endorse the policy to agree that certain "unspecified" professions e.g. Yoga Instructor, do not fall within the definition, removing all ambiguity. It opens up a competetive underwriting element of an insurer's operation which apparently is currently asleep, or is it the key minds who are out to lunch, while the professionals are at work.

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